1.  Waiting on hold.

2.  Waiting for a replacement ATM card before you can get money out again.

3.  Waiting for a delivery.

4.  Delayed flights.

5.  Traffic Jams.

6.  Waiting for a repairman.

7.  Waiting at the doctors office.

8.  A late bus.

9.  Waiting for a friend to show up.

10. A late train or subway.

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